Calum has worked with my husband and I over the past few years in respect to our retirement and investment planning. Admittedly, we had shied away from financial advice for years which had left us unaware of how our investments were actually performing in the run up to our retirement, but we are so glad we took the decision to work with Calum. His technical knowledge is first class but what is more impressive and comforting is his attention to detail with regards to our personal goals and aspirations for retirement. It is clear he is a very professional individual and his ability to explain complex scenarios in simple terms was something which was very evident. We would most certainly recommend Calum to anyone who requires financial advice as it has been an absolute joy to work with a young man who is so passionate about his work.